No Stupid Questions with Susan Edmunds

Your kids are all grown up now, having families, buying homes of their own and working hard to make ends meet. Wouldn't this be the best time for them to inherit your money? Have we got the wrong approach to inheritances? Susan has answers for this, as well as what the tax situation is when buying a house overseas, whether financial advisers who are paid on commission can really be objective and what to look out for when insuring your car.

Family stuff can be pretty tricky, especially after a bereavement. What can you do if you're partner has passed on and their kids want you to sell your house so they can get a payout? Speaking of kids, why isn't the cost of childcare tax deductible? Does the NZ Super Fund super proof my pension? And would you have been better off buying a house in 1981 - or Lego?

Plenty of us rent the homes we live in. How do we know if we're paying more for it than we should? Susan finds out and asks if anyone is making money from your rental bond, as well as how to avoid being scammed when you're investing, and whether your LEGO collection is a good investment or not.

More than 600,000 New Zealanders have a student loan. If you’re one of them, you might have questions - like what happens if you die? Does your partner have to take on half if you split? We're looking at this as well as pension questions, tax questions, investing for your kids, and ensuring your KiwiSaver is invested in a way you're comfortable with.

Can I invest in gold through my KiwiSaver? Will I still get my pension if I live on my boat? And what is a disappointment gap?

No Stupid Questions with Susan Edmunds will be back online, on-air and in your feed from late-January 2026. If you have a money question you'd like Susan to answer, put it in an email or send us a voice recording to questions@rnz.co.nz.