No Stupid Questions with Susan Edmunds

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

Hosted by Susan Edmunds

On air:

Mondays at 7.30pm on RNZ National

The background is a light green with a subtle pattern of dollar signs and question marks, and New Zealand banknote motifs. The title, "No Stupid Questions," is in a large gold speech bubble, and below it, "with Susan Edmunds" is in a large green speech bubble. Various New Zealand coins are scattered across the image.

Follow this podcast

RSS
Apple PodcastsSpotifyIHeartRadioYouTube Podcasts

Get this podcast straight from the source in the free RNZ app: Apple App Store or Google Play

Episode shared with you:

What's Going to Happen to Home Loan Rates?

There's an OCR announcement soon. What impact will that have on home loan rates?
What's Going to Happen to Home Loan Rates?shared with you
In the foreground of the bottom left corner of the image, a hand holds five New Zealand banknotes. In the background is a wooden home. The image has a green wash over it.

All episodes:

You, Me and the IRD

My tradie asked to be paid in cash...will that get me in trouble with the IRD? Where's the best place to keep an emergency fund? And are rewards points really worth it?
A stack of New Zealand coins sits on banknotes spread over a surface. The image has a light green tint.

What is productivity? And are Kiwis really so bad at it?

If you die without family, what happens to your KiwiSaver? Is it fair that a household with one high earner pays more tax than one with two average earners? And what is productivity and why does it matter to the average New Zealander who’s just focused on getting their own job done?
The image is of a large field of commercially grown vegetables. In the foreground is a stack of crates containing harvested vegetables. A man wearing a cap stands in the centre of the shot, smiling and holding up a crate to show off its contents.

Should I Save or Invest for My Kid's Financial Future?

A lot of people put money away for their children's future. But is a savings account the best way to do that? And if I invest in the sharemarket, is a growth fund too risky? Do I play it safe or go for gold?
The image is a top-dow view of two children playing with wooden toys on a mat. The children are around four years old. One is wearing a dress with hair tied back in a ponytail. The other is wearing overalls. The image has a light green wash over it.

How Does Australia Pay High Wages but Still Keep Prices Low?

We're aways reading headlines about how Australia can pay higher wages than us but are also able to sell a cheaper cup of coffee. How do they keep the cost of living low while we struggle? What's Australia's secret sauce? Economist Mary-Jo Vergara says the answer is actually pretty simple.
The image is of a pair of people in the foreground on a beach, watching the sun go down. Both are sitting on folding chairs.

Why Are Banks So Stuck on Paperwork?

Borrowing money these days seems to involve so much paperwork. Why?
The image shows the front door of the Reserve Bank of New Zealand. The glass doors are reflecting the building and trees opposite it. A light green wash colours the image.

What Do I Do if the Bubble Bursts?

Is the AI boom a bubble? Is it about to burst? What should I do?
The image is a rear view of the head and shoulders of a man and a woman comforting each other at a funeral. The woman is resting her head on the mani's right shoulder. The man is resting his head on the woman's head. A light green wash covers the image.

Were We Better Off in the 80s?

Is it better to be alive in 1985 or in 2025?
The image is of a pair of people in the foreground on a beach, watching the sun go down. Both are sitting on folding chairs.

Do I Have to Use My KiwiSaver to Pay For My Partner's Care?

Is it fair that my partner's residential care will drain my KiwiSaver account too?
The image shows a residential care nurse standing behind an elderly man sitting in a wheelchair. The image has a light green wash across it.

What is the Bank of Mum and Dad?

When money people and politicians talk about the "bank of Mum and Dad", what does that really mean?
The image is a close up shot of New Zealand coins on a $10 and $5 New Zealand bank notes. The image has a light green wash over it.

Do Banks Always Pass on OCR Cuts?

Do banks always pass on cuts to the official cash rate to their customers?
The image shows the front door of the Reserve Bank of New Zealand. The glass doors are reflecting the building and trees opposite it. A light green wash colours the image.

What's Going to Happen to Home Loan Rates?

There's an OCR announcement soon. What impact will that have on home loan rates?
What's Going to Happen to Home Loan Rates?shared with you
In the foreground of the bottom left corner of the image, a hand holds five New Zealand banknotes. In the background is a wooden home. The image has a green wash over it.

Why Do We Pay Tax on Benefits?

If tax was removed from all benefits, what effect would that have on the economy?
Against a green wash of colour, someone's hand is lowering a house key into the palm of another person.

Can I Invest my Kiwisaver in More Than One Kind of Fund?

I want to spread my KiwiSaver contributions across more than one kind of fund. Can I do that?
The image is of a green square with darker green coins in a bar graph formation indicating growth.

What is GDP and Why Should I Give a Hoot?

New Zealand's quarterly GDP figures are announced tomorrow. What even is GDP, anyway, and should I care?
A stack of New Zealand coins sits on banknotes spread over a surface. The image has a light green tint.

Introducing: No Stupid Questions with Susan Edmunds

Trailer
RNZ money correspondent Susan Edmunds wants to demystify money and personal finance. Because when you want to understand your money, there’s no such thing as a stupid question. So if you have a stupid (or not-so stupid) question you need to ask, let us know. Each week, Susan will try to answer it for you. The answer might not be perfect – this isn’t personalised financial advice - but you will get good stuff you can use as you wrangle your money.

Other podcasts
like this one

More podcasts with similar themes or ideas that you might enjoy.

  • Black and white grainy image of Ross Appelgren (left hand side) and Darcy Te Hira (right handside) with their faces partially obscured by the end of the image. Prison bars appear behind then, with the word 'Nark' in all caps in white with a black strip behind the words.

    Nark

    A prison murder, a jailbreak, and a love story. But is it justice?

  • Cover image in teal and seafoam green tones featuring the text 'The Playhouse' in bold black serif font, with 'Audio Collection' in smaller uppercase text above. Stylized vertical book spines in varying green hues line the right edge of the image.

    The Play House

    Listen here for RNZ's collection of plays, dramas and comedies

  • An illustrated motif representing people from the Pacific gathered around a sun.

    Tagata o te Moana

    Wrapping up the big Pacific news, issues, information & music each week.