Some South Canterbury councils are setting up emergency relief funds to better deal with flooding.
Canterbury and Otago were devastated by flooding in July this year, with serious damage to roads and other infrastructure.
Both the Waimate and MacKenzie District councils are about to start consultation on developing an emergency fund to be better prepared for a disaster.
Waimate district mayor Craig Rowley said the last flood had cost ratepayers $680,000, with roads being the worse affected.
Mr Rowley said the council wanted to set up an emergency relief fund of about $1 million.
"Our 50-year floods seem to be coming about every five to 10 years. And of course it takes a lot of money ... when we get major repairs like that.
"So, that's the idea behind it - to give us a bit of a buffer for those one-off events," he said.
That would enable infrastructure, such as roads, to be repaired as fast as possible after a disaster.