Kapiti Coast residents have added their voice to those criticising Earthquake Commission payouts for land damaged in floods.
Waikanae resident Steve Coburn said he had been left with a huge bill after losing a chunk of land from the front of his home during the May floods.
He said the commission's assessment was unfair.
"Eventually EQC assessed us and months and months later we got a letter saying the repair would cost $85,000 and they were going to cover $11,000."
Mr Coburn said he could not afford to put the shortfall on to his mortgage.
The commission is legally bound to pay whatever is the cheapest: the value of the damaged land, or the cost of repairing it.
Kapiti Coast Mayor Ross Church said with the increasing likelihood of extreme weather, the legislation needed to be examined.