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Mary talks today about growing women's financial wellbeing. She's been at at Financial Council summit on women and finances which was looking closely at the gender retirement gap. Mary shares what was discussed at that session. If you are in the Wairarapa and want to hear more of what Mary has to say about finances and Kiwisaver, she's due to speak at the Caterton Event Centre next week.

This week Mary talks about what we can learn from animal investors.

Today Mary looks at the 'buy now pay later' option and whether or not these are a good idea. The products are usually quite tempting as you don't pay any interest, but Mary warns there are quite high penalties for late payments.

Today Mary continues her talk on money and relationships and how this time of the year can cause tension.

Today Mary talks about why everyone should be in Kiwisaver and how to do it well. She says that age is no barrier to having a Kiwisaver account. She also has some tips on how to keep an eye on your provider and the fees they are charging.

Mary talks to Jesse about dividend reinvestment and how to grow your shareholdings painlessly. The idea is that instead of shareholders being given a cash dividend they are given more shares instead.

Today Mary talks about why comparing returns on rental property and shares is tricky. She explains that people usually borrow to invest in rental property, and most don't in shares. Borrowing to invest is called gearing in NZ, leveraging in the US. If you borrow, you get growth on the bank's money as well as your own. So she says a geared rental property is likely to bring higher returns than an ungeared share investment. But Mary warns there are other pitfalls to think about.

In Mary's new book, Rich Enough? A laid-back guide for every Kiwi, she writes about eight steps to get your finances sorted. She talks with Jesse about why it's best to do it in steps.

In Mary's last segment with Jesse, she asked listeners to send in questions. The best five questions are answered in this segment.

A recent gathering of a group called Women in Super looked at findings from a Financial Markets Authority survey that showed men tend to know more about investing than women and are more confident at it.

A new survey shows New Zealanders are keen on ethical - sometimes called responsible - investing. But not so many are taking steps to ensure their KiwiSaver and other investments follow these principles.

Mary answers listeners' worries about KiwiSaver. They include: how to learn the basics of the scheme; whether the government can be trusted not to take the money; whether fees are ripping off children in KiwiSaver and more.

Today Mary talks about why KiwiSaver default members are getting a bad deal, and problems with benchmarks for all KiwiSaver funds.

Today Mary talks about unusual KiwiSaver investments.

Today Mary talks to Jesse about what she's learnt from the Fraud Film Festival. The festival has been on a the the Q Theatre in Auckland and Mary is talking about some of the warning signs that you're being contacted by a fraudster and ways to check who they are.

Mary discusses suggestions made by a panel of experts at a recent conference on how to improve KiwiSaver. She's not keen on making the scheme compulsory, and wants to see an end to "total remuneration".

Mary and remuneration expert Geoff Summers discuss a controversial issue from the last segment about employer contributions to KiwiSaver - a practice called total remuneration. Then Mary turns to a survey on KiwiSaver.

Mary discusses a listener's letter questioning the spending habits of elderly and single women, before taking a look at gender differences in money management, investment and risk.

The Commission for Financial Capability is suggesting that some KiwiSaver contributions be diverted into a rainy day fund, which people can draw on in a financial crisis.

How to best deal with a student loan.

Is a young person better to go into an apprenticeship, or an undergraduate degree?

This week Mary tackles the worries and misunderstandings about the New Zealand Super.

"Why I'm sticking with shares for the long term - despite recent research."

Today Mary talks to Jesse about the money quiz and talk in particular question which many listeners believe we have the wrong answer for. Spoiler alert - we don't!

Today Mary looks at ways to manage your mortgage in particular with an eye on interest rates which are predicted to rise in the near future.