Multi-level marketing schemes: rip-off or opportunity?

Multi-level marketing schemes are growing in popularity in New Zealand. Odds on you've seem one on your social media feed. In a nutshell a company sells you a whole lot of product, and you then sell that product off, make a killing and then you retire at the age of 35. Theoretically. Journalist Tes Nichol tells us about what she's discivered about multi-level marketing schemes.