Budgeting services are warning people not to get carried away with buy now pay later products if they're struggling to get by.
Official documents show that following last year's alert level 4 lockdown, there was a significant uptake in buy now pay later usage, compared to uptake for other credit products.
Now budgeting services are seeing more and more people suffering hardship as a result.
But the sector continues to balloon - and is currently outside of any New Zealand credit legislation.
Emma Hatton reports.
