A new study in Papua New Guinea is looking at the viability of offering insurance to people in settlements and villages.
PNG has one of the lowest insurance penetration rates globally according to a 2015 Oxford Business Group study.
The study estimates coverage at under 2 percent of Gross Domestic Product which is significantly lower than the rest of the region.
Capital Insurance is carrying out the study which is partly funded by a $US70,000 grant from the Pacific Financial Inclusion Programme
Regional inclusive insurance specialist Michael Carr spoke with Koroi Hawkins about its aims and objectives.